Flood Insurance Arlington, MA
Flood insurance in Arlington, MA is important because even minor flooding can do severe and expensive damage to your property as well as the items inside. Just a few feet of water is enough to do very real damage to your home, and water damage is serious. It is important that you are very clear on what is and is not covered in your policy. It is always best to speak with an insurance agent in the Arlington, MA area, so you know exactly what your flood insurance policy covers.
What Does Flood Insurance Cover in Arlington, MA?
The exact coverage offered for flood insurance will vary from state to state, but there are some general items flood insurance, Arlington, MA will cover. As far as structurally, it usually covers the actual structure and its foundation, the plumbing and electrical systems associated with the house, your appliances such as stoves, refrigerators, and dishwashers, and carpeting on top of unfinished flooring and permanent wall paneling and cabinets. There are few additional items flood insurance covers for the actually building, but what about the items inside?
Your personal belongings such as clothing, electronic equipment, and furniture are all covered in flood insurance, so would your curtains, washer and dryer, portable appliances such as a microwave, and valuable items like ornaments and artwork. The idea is that you are able to recoup some of your losses after a flood. There may be additional things covered in your flood insurance in Arlington, MA. Don’t wait until a flood has damaged your home, before you get covered.
What Flood Insurance Does Not Cover in Arlington, MA
What is not covered it a little trickier than what is covered in flood insurance. Unfortunately, currency and valuable papers are not covered. Your belongings outside of your home such as septic tanks, fences, decks and patios, hot tubs and swimming pools are not covered in flood insurance. You must speak with your local insurance agent to find out what kind of coverage you need to protect these specific items. When it comes to basements and living spaces below the sidewalks, there is limited coverage. Our insurance agents will know what coverage is best for you, based on where you live and the type of dwelling you have. To find out what flood insurance will and won’t cover in your area, and to get a quote call A. Gange & Sons, Inc. at (781) 396-3111. Trust our expertise and we will advise you on the best coverage to protect your home with flood insurance, Arlington, MA.